Everyone needs a Last Will and Testament. Its purpose, however, is rarely understood.

Its primary function is to name your personal representative and to designate guardians of minor children.

A Last Will and Testament is also used to distribute personal property. It should not be the instrument used to pass on assets to heirs. A Last Will used incorrectly absolutely ensures a Probate!

 Are your answers to the following questions in the affirmative?

•  Do you have an updated Last Will and Testament?
  
•  Does it contain the HIPAA override provisions?
  
•  Are you ensuring Probate for your Estate?
  
•  Have you properly named the Guardians of your Minor Children?